Volvo Insurance

Gen_Billy · Nov 27th, 2023, 16:27

I know its a silly question, but is there a good place to get insurance or get a comparison for Volvo users.

Ive googled and the best so far is Money Super Market and Go Compare.

Has insurance premiums sky rocketed as I am looking at nearly paying double I did last year.

I know I moved address - perhaps my address is a high risk area.

TeamG · Nov 27th, 2023, 16:52

Yes, definitely a huge increase this year (41% for me with no details changed whatsoever). If you’re trying the comparison sites, 21 days before your premium is due is deemed the optimum for cheapest price. Too soon before the due date, the price rises steeply.

The Thong · Nov 27th, 2023, 17:19

Try Sky Insurance (link below), mine went down on the last renewal. Chris Knott, Adrian Flux, Footman James etc etc gave me some comedic quotes for a Subaru Levorg. Try this company

https://www.safelyinsured.co.uk/

TT

ITSv40 · Nov 27th, 2023, 17:39

insurance is very individual orientated.

My renewal premium with RAC was £50 more on a £250 premium. A comparison search found the AA at £210.

Gen_Billy · Nov 28th, 2023, 20:50

Does anyone know if a car has OUTSTANDING FINANCE the insurance premiums are a lot higher? And only once it is cleared does it revert back to original cost?

The Thong · Nov 28th, 2023, 21:21

Quote:

Originally Posted by Gen_Billy

Does anyone know if a car has OUTSTANDING FINANCE the insurance premiums are a lot higher? And only once it is cleared does it revert back to original cost?

I’ve never heard of it before

TT

WABB · Nov 28th, 2023, 21:29

Like others my renewal premium, Direct Line, increased by over 50% despite being a no claims customer for 11 years - also refused to insure Polestar post renewal. Much shopping around produced the best quote (to my surprise) from Volvo's own insurance at £420 - an increase of only £70 c20% with benefit of no cost monthly payments & no surcharge for Polestar. Here's hoping it stays competitive next renewal!

DAN AT ADRIAN FLUX · Nov 29th, 2023, 19:57

Hi.
Please feel free to give us a try for insurance if you haven't done so already.
Regards,
Dan.

The Thong · Nov 29th, 2023, 21:17

Quote:

Originally Posted by DAN AT ADRIAN FLUX

Hi.
Please feel free to give us a try for insurance if you haven't done so already.
Regards,
Dan.

I did and you quoted me a crazy price.

TT

Forg · Nov 29th, 2023, 23:35

Probably preaching to the converted, but it hasn't been mentioned yet in this thread ... don't forget that the value of insurance is in the payout &/or repair, not in the premiums.

It's pointless paying the lowest premiums if the company you're insured with won't pay out or insists on repairing your vehicle in a shoddy fashion.

Nov 27th, 2023, 16:27	#1
Gen_Billy Member Last Online: Mar 20th, 2024 18:39 Join Date: Oct 2004 Location: London View Photos By: Gen_Billy	Volvo Insurance I know its a silly question, but is there a good place to get insurance or get a comparison for Volvo users. Ive googled and the best so far is Money Super Market and Go Compare. Has insurance premiums sky rocketed as I am looking at nearly paying double I did last year. I know I moved address - perhaps my address is a high risk area.

Nov 27th, 2023, 16:52	#2
TeamG Master Member Last Online: Apr 23rd, 2024 17:40 Join Date: Nov 2019 Location: CARDIFF	Yes, definitely a huge increase this year (41% for me with no details changed whatsoever). If you’re trying the comparison sites, 21 days before your premium is due is deemed the optimum for cheapest price. Too soon before the due date, the price rises steeply. __________________ _________________________________________ 2017 XC60 D4 AWD R Design Nav 2011 V70 1.6 DRIVe SE (sold) 2008 V50 2.0D SE (sold)

Nov 27th, 2023, 17:19	#3
The Thong VOC Member Last Online: Yesterday 21:19 Join Date: Jun 2012 Location: The Independent Republic of Leamington Spa	Try Sky Insurance (link below), mine went down on the last renewal. Chris Knott, Adrian Flux, Footman James etc etc gave me some comedic quotes for a Subaru Levorg. Try this company https://www.safelyinsured.co.uk/ TT __________________ Never underestimate the power of stupid. It’ can’t be reasoned or negotiated with and you’ll never never beat it…. Cut your losses, smile and walk away Currently Volvoless but Thong will be back

Nov 27th, 2023, 17:39	#4
ITSv40 VOC Member Last Online: Yesterday 22:22 Join Date: Mar 2008 Location: Northampton	insurance is very individual orientated. My renewal premium with RAC was £50 more on a £250 premium. A comparison search found the AA at £210. __________________ 2001 V40 2.0lt Sport lux - Daily Driver. 174k miles. 2003 C70 2.4 GT Convertible - Garage Queen. 65k miles. http://www.neptuno6benagil.com

Nov 28th, 2023, 20:50	#5
Gen_Billy Member Last Online: Mar 20th, 2024 18:39 Join Date: Oct 2004 Location: London View Photos By: Gen_Billy	Does anyone know if a car has OUTSTANDING FINANCE the insurance premiums are a lot higher? And only once it is cleared does it revert back to original cost?

Nov 28th, 2023, 21:29	#7
WABB Volvo Owner Last Online: Yesterday 13:15 Join Date: Feb 2012 Location: Edinburgh	Like others my renewal premium, Direct Line, increased by over 50% despite being a no claims customer for 11 years - also refused to insure Polestar post renewal. Much shopping around produced the best quote (to my surprise) from Volvo's own insurance at £420 - an increase of only £70 c20% with benefit of no cost monthly payments & no surcharge for Polestar. Here's hoping it stays competitive next renewal!

Nov 29th, 2023, 19:57	#8
DAN AT ADRIAN FLUX Trader Last Online: Apr 26th, 2024 19:49 Join Date: Aug 2012 Location: King's Lynn	Hi. Please feel free to give us a try for insurance if you haven't done so already. Regards, Dan.

Nov 29th, 2023, 23:35	#10
Forg Senior Member Last Online: Yesterday 22:30 Join Date: Jul 2020 Location: North Ryde	Probably preaching to the converted, but it hasn't been mentioned yet in this thread ... don't forget that the value of insurance is in the payout &/or repair, not in the premiums. It's pointless paying the lowest premiums if the company you're insured with won't pay out or insists on repairing your vehicle in a shoddy fashion.

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