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S60 & V60 '18> / XC60 '17> / S90 & V90 '16> / XC90 '15> General Forum for the SPA-platform 60- and 90-series models |
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Polestar and Insurance- what do we advise them?Views : 6980 Replies : 33Users Viewing This Thread : |
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Oct 16th, 2016, 01:12 | #11 |
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Last Online: Jul 12th, 2022 15:31
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Location: Warrington
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Privilege asked me to list every option that was not standard, eg Apple carplay, air suspension, even though they do not affect the premium. They said that Polestar would not affect the premium as long as the performance gain was under ten percent, so there's no problem there.
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Oct 16th, 2016, 01:15 | #12 | |
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Last Online: Apr 2nd, 2023 11:37
Join Date: May 2016
Location: Yorkshire
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Quote:
Listing all factory fit options though is a new one on me for Insurance, but I suppose I can understand why. |
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Oct 16th, 2016, 13:25 | #13 |
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Last Online: Jul 12th, 2022 15:31
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Location: Warrington
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There was a recent article in Auto Express saying that you should do it so when I was changing cars I asked Privilege and to my surprise they said yes you should.
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Oct 17th, 2016, 02:00 | #14 |
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Last Online: Feb 24th, 2017 21:53
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Location: Southampton
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I checked with Admiral (my current insurer) before I ordered my XC90 with Polestar. They wanted to know whether the increase in power was less than 10% (which I believe it is) and this means the premium increase won't be too crippling. Like a previous poster, I was a bit taken aback about how they wanted to know every single add on I'd ordered, many of which will only improve the car's safety.
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Oct 17th, 2016, 10:02 | #15 |
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Last Online: Today 10:21
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Location: Newark
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When extras can add£,000s to the cost of a new car I am sure the insurance company has a need to know.
If your car is written off we would no doubt use the cost of the extras to maximise our payout. A similar thing happens in house contents insurance, if you say insure your contents for £40k and have a claim, if the assessor thinks the total value of the contents is £50k then they may only pay 80% of your claim.
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XC60 2013 D5 215 SE Lux Nav geartronic |
Oct 17th, 2016, 17:54 | #16 |
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regrettably, of course, all these nice expensive options we add to our cars then become virtually worthless when trying to sell!
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Paul VOC 90's SPARK |
Oct 17th, 2016, 19:57 | #17 |
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I have my doubts that the payout for your written-off new car will include anything for the expensive options, because I suspect the insurance companies simply refer to guides which only identify the basic models and trim designations.
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Oct 17th, 2016, 22:07 | #18 |
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Last Online: Mar 26th, 2024 11:52
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Location: King's Lynn
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Hi,
If you do need any help with insurance at all then please feel free to drop me a line. Regards, Dan. |
Nov 27th, 2019, 09:57 | #19 |
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Last Online: Nov 27th, 2022 11:12
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Location: Leeds
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Costs
Hi all. I've got the 2020 T5 XC60 and turned 40 this year. 9+ years NCD, been driving 22 years and the quote I got this morning from Direct Line for the polestar upgrade was £19.04 increase to my premium (which has 10.5 months left to run)
The dealer told me it's about a 12bhp increase, so that made it just shy of 5% increase in power. If anyone knows any different, I'd be keen to be corrected Cheers |
Nov 27th, 2019, 13:36 | #20 | |
VOC Member
Last Online: Today 09:33
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Location: Lowestoft
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Quote:
I had my T5 done in June and can thoroughly recommend it. My insurance company Aviva didn’t increase the premium when I rang to advise them of the upgrade.
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