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S60 & V60 '18> / XC60 '17> / S90 & V90 '16> / XC90 '15> General Forum for the SPA-platform 60- and 90-series models |
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Volvo Car Advantage PCP interest rate queryViews : 896 Replies : 16Users Viewing This Thread : |
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Jan 27th, 2017, 21:53 | #11 |
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Thanks, I was just wondering if there is anyone else out there on a pcp and if their figures match the flat rate, will have to try dealer next week to see what is going on
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Jan 27th, 2017, 22:34 | #12 |
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I got 3.04%
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Jan 27th, 2017, 22:48 | #13 |
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Jan 28th, 2017, 00:22 | #14 |
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Cant say ive worked it out. I just went on the monthly figure im paying when agreeing to the deal.
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MY17 - XC90 Momentum, 20" Wheels, Polestar, Winter +, rear tints, Heated rear seats, 12" TFT, 360 Camera & BLIS MY14 - XC60 R-Design Nav Lux (2014-2016) MY07 - V70 D5 SE Lux (2009-2014) MY05 - S60 D5 SE (2006-2009) |
Jan 28th, 2017, 00:53 | #15 | |
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Quote:
I just looked back at a quote I got for a RRS on a PCP agreement last November when looking at different options and using my calculations it works out to the penny correctly so think with that and an old BMW pcp agreement that also works out something must be amiss with Volvos figures I was given |
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Jan 28th, 2017, 01:12 | #16 |
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they show the flat rate as 3.04% but the annual percentage rate is 5.9% which I think is charged monthly or even daily .I am not sure how they work percentage rates out but I think the figures are right as per Volvo quote but you need a mathematician to work it out or a programme which works out the figures which is probably what Volvo have. We need a banker to do the figures I just pay the monthly figure as I am sure they have to give these quotes in accordance with some regulations.
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Jan 28th, 2017, 10:34 | #17 | |
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Quote:
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