Volvo Community Forum. The Forums of the Volvo Owners Club

Forum Rules Volvo Owners Club About VOC Volvo Gallery Links Volvo History Volvo Press
Go Back   Volvo Owners Club Forum > "General Topics" > General Volvo and Motoring Discussions

Notices

General Volvo and Motoring Discussions This forum is for messages of a general nature about Volvos that are not covered by other forums and other motoring related matters of interest. Users will need to register to post/reply.

Information
  • VOC Members: There is no login facility using your VOC membership number or the details from page 3 of the club magazine. You need to register in the normal way
  • AOL Customers: Make sure you check the 'Remember me' check box otherwise the AOL system may log you out during the session. This is a known issue with AOL.
  • AOL, Yahoo and Plus.net users. Forum owners such as us are finding that AOL, Yahoo and Plus.net are blocking a lot of email generated from forums. This may mean your registration activation and other emails will not get to you, or they may appear in your spam mailbox

Thread Informations

Young T5 driver insurance

Views : 525

Replies : 18

Users Viewing This Thread :  

Reply
 
Thread Tools Display Modes
Old Sep 26th, 2020, 12:26   #1
CalJJD
New Member
 

Last Online: Oct 22nd, 2020 10:25
Join Date: Sep 2020
Location: Cheshire
Default Young T5 driver insurance

Hi all,

I recently purchased my first 850 T5 saloon. I love being 22 and having something different from the usual Corsa or Fiesta which most young people seem to drive now a days!

My insurance is now up for renewal and my current insurer is ceasing business Therefore I'm searching round and getting quotations from various insurers/specialist companies. However, I'm struggling to find one willing to provide a policy with agreed value, due to the car being a daily driver and being used for commuting.
I'm desperate to try and get an agreed value on the car due to its low mileage and condition (only done 30k).
Due to my age I can't get the car on a classic policy, otherwise I would have gone down this route I've tried Adrian flux and Brentacre for an agreed value policy and both have responded negatively.

Has anyone got any suggestions as to who might be able to provide a decent quote with an agreed value? Or are there any other young T5 drivers out there who have had a similar experience or who have found suitable insurance?

Thanks in advance.

Callum
CalJJD is offline   Reply With Quote
Old Sep 26th, 2020, 16:28   #2
andrewpain
Senior Member
 

Last Online: Oct 18th, 2020 18:57
Join Date: Jan 2017
Location: Meppershall Bedfordshire
Default

Quote:
Originally Posted by CalJJD View Post
Hi all,

I recently purchased my first 850 T5 saloon. I love being 22 and having something different from the usual Corsa or Fiesta which most young people seem to drive now a days!

My insurance is now up for renewal and my current insurer is ceasing business Therefore I'm searching round and getting quotations from various insurers/specialist companies. However, I'm struggling to find one willing to provide a policy with agreed value, due to the car being a daily driver and being used for commuting.
I'm desperate to try and get an agreed value on the car due to its low mileage and condition (only done 30k).
Due to my age I can't get the car on a classic policy, otherwise I would have gone down this route I've tried Adrian flux and Brentacre for an agreed value policy and both have responded negatively.

Has anyone got any suggestions as to who might be able to provide a decent quote with an agreed value? Or are there any other young T5 drivers out there who have had a similar experience or who have found suitable insurance?

Thanks in advance.

Callum
I think you'll struggle to get classic cover on a daily driver, Callum.
Performance Direct might be able to help you, as they do a similar job to Flux, for different forums. They used to cover my 635, but wasn't a daily drive.
Good luck anyway.
__________________
Andrew Pain - XC60 MY17 Saville Grey SE Lux Nav 190 auto; winter, H-K+subwoofer, sunroof, power passenger seat, heated wheel, paddles, F/R park assist, rear camera.
andrewpain is offline   Reply With Quote
Old Sep 26th, 2020, 17:06   #3
ITSv40
Premier Member
 

Last Online: Yesterday 23:29
Join Date: Mar 2008
Location: Northampton
Default

All insurers I have come across will only insure on an agreed value if the car is a second car. You must have a daily driver to be eligible.
__________________
2001 V40 2.0lt Sport lux - Daily Driver. 151k miles.
2003 C70 2.4 GT Convertible - Garage Queen. 61k miles.
http://www.neptuno6benagil.com/
ITSv40 is offline   Reply With Quote
Old Sep 26th, 2020, 18:59   #4
Friendly
Junior Member
 

Last Online: Yesterday 16:28
Join Date: Jul 2017
Location: Halifax
Default

I have had a couple of VW vans (Basic Camper conversions) insured by Chris Knott on an agreed valuation and they were daily drivers. That was about 4yrs ago though.
Friendly is offline   Reply With Quote
Old Sep 26th, 2020, 21:20   #5
DAN AT ADRIAN FLUX
Trader
 

Last Online: Yesterday 20:43
Join Date: Aug 2012
Location: King's Lynn
Default

Quote:
Originally Posted by CalJJD View Post
Hi all,

I recently purchased my first 850 T5 saloon. I love being 22 and having something different from the usual Corsa or Fiesta which most young people seem to drive now a days!

My insurance is now up for renewal and my current insurer is ceasing business Therefore I'm searching round and getting quotations from various insurers/specialist companies. However, I'm struggling to find one willing to provide a policy with agreed value, due to the car being a daily driver and being used for commuting.
I'm desperate to try and get an agreed value on the car due to its low mileage and condition (only done 30k).
Due to my age I can't get the car on a classic policy, otherwise I would have gone down this route I've tried Adrian flux and Brentacre for an agreed value policy and both have responded negatively.

Has anyone got any suggestions as to who might be able to provide a decent quote with an agreed value? Or are there any other young T5 drivers out there who have had a similar experience or who have found suitable insurance?

Thanks in advance.

Callum
Hi.
Were we able to offer you a quotation or was is just expensive in your eyes? We certainly could offer you a fixed agreed value.
Regards,
Dan.
DAN AT ADRIAN FLUX is offline   Reply With Quote
Old Sep 27th, 2020, 18:49   #6
CalJJD
New Member
 

Last Online: Oct 22nd, 2020 10:25
Join Date: Sep 2020
Location: Cheshire
Default

Quote:
Originally Posted by andrewpain View Post
I think you'll struggle to get classic cover on a daily driver, Callum.
Performance Direct might be able to help you, as they do a similar job to Flux, for different forums. They used to cover my 635, but wasn't a daily drive.
Good luck anyway.

Brilliant, thanks for the reply Andrew. I'll check them out in the morning.
CalJJD is offline   Reply With Quote
Old Sep 27th, 2020, 18:51   #7
CalJJD
New Member
 

Last Online: Oct 22nd, 2020 10:25
Join Date: Sep 2020
Location: Cheshire
Default

Quote:
Originally Posted by ITSv40 View Post
All insurers I have come across will only insure on an agreed value if the car is a second car. You must have a daily driver to be eligible.
As you say, I think this being my daily will be the downfall. Thank for the reply
CalJJD is offline   Reply With Quote
Old Sep 27th, 2020, 18:52   #8
CalJJD
New Member
 

Last Online: Oct 22nd, 2020 10:25
Join Date: Sep 2020
Location: Cheshire
Default

Quote:
Originally Posted by Friendly View Post
I have had a couple of VW vans (Basic Camper conversions) insured by Chris Knott on an agreed valuation and they were daily drivers. That was about 4yrs ago though.
Ah thats interesting to hear! I tried giving them a ring and they advised that I have to be 23 or over, so just missed out. I'll keep them in mind though for next year.
CalJJD is offline   Reply With Quote
Old Sep 27th, 2020, 18:54   #9
CalJJD
New Member
 

Last Online: Oct 22nd, 2020 10:25
Join Date: Sep 2020
Location: Cheshire
Default

Quote:
Originally Posted by DAN AT ADRIAN FLUX View Post
Hi.
Were we able to offer you a quotation or was is just expensive in your eyes? We certainly could offer you a fixed agreed value.
Regards,
Dan.
Hi Dan, apologies I should have explained in more detail in the post. The quote I received was far too expensive compared to standard quotes I was receiving.
CalJJD is offline   Reply With Quote
Old Sep 28th, 2020, 15:28   #10
The Thong
VOC Member
 
The Thong's Avatar
 

Last Online: Yesterday 23:46
Join Date: Jun 2012
Location: The Independent Republic of Leamington Spa
Default

Try Skye Insurance, they’re cheap enough and easy on young drivers apparently.

TT
__________________
Duct tape is magic and should be worshiped.
The Thong is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT +1. The time now is 08:26.


Powered by vBulletin
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.