Mad car insurance!!!!!!

billtomo · Jan 14th, 2014, 17:21

Just tinkering around the net spotted a PHAETON £6k, I wonder how much that is to insure ,I ask myself. £462 with swift cover that's £200 less than my 53 d5 ,it's a mad bloody world!!!!! I just don't understand insurance it's all over the place.

Rossi-fan · Jan 14th, 2014, 17:35

Pretty bonkers eh. You must just be a young lad if its costing you over £600 to insure your D5. That won't explain the Pheaton quote though.

66split · Jan 14th, 2014, 17:36

A while ago, I was out with a few pals. One of them has a Vauxhall Insignia, 2 years old. "What's the insurance"? I asked him. "£290" he replied. "**** me" I said, "my 2003 s60 costs me £420". One of the other lads, a broker, chimed in and basically said that the insurers view is that the chap with the newer car probably has more invested and therefore is less likely to drive more boisterously etc etc. He gave the correct term for it but i dont recall it. I don't understand it either but there you go.

Brendan W · Jan 14th, 2014, 18:01

What he meant was that young car enthusiasts will pay anything to drive the dream machine and the correct term is, I believe, a con job.

bongodave · Jan 14th, 2014, 18:05

Quote:

Originally Posted by Brendan W

What he meant was that young car enthusiasts will pay anything to drive the dream machine and the correct term is, I believe, a con job.

41, 6,000 limited, £237 fully comp inc european and breakdown. V70r AWD.

billtomo · Jan 14th, 2014, 20:02

Quote:

Originally Posted by Rossi-fan

Pretty bonkers eh. You must just be a young lad if its costing you over £600 to insure your D5. That won't explain the Pheaton quote though.

54 years old 17 yrs no claim, previous d5stolen in burglary but that has no bearing on my cover rising 65% in one year?or so they tell me.

Rossi-fan · Jan 14th, 2014, 20:45

Good grief, we're they wearing masks. 65% increase??? It might as well have been your fault, that's ridiculous. I'm 6 years younger than you with maximum NCD for my insurer, and mine insurance is £180.

owyn · Jan 14th, 2014, 21:25

Getting a phaeton then? What a bargain they are! Certainly not shouty but I bet it wafts you about like a good un!

jjcymru · Jan 14th, 2014, 22:00

Rare beast them phaetons hope they prove reliable

My insurance seems pot luck whoever I quote with this year £200 for a v70 with full ncb

surrey_man · Jan 15th, 2014, 00:21

Wow I thought my insurance was bloody high , mines £1200 for the year , male 31 3 speeding points 4 year ncd 2 smash ups not my fault

Although I wa paying less in 2012-2013 moved insurance company and after paying deposit they jacked up price , needless to say not staying with them this year

Jan 14th, 2014, 17:21	#1
billtomo Junior Member Last Online: Jan 16th, 2023 18:25 Join Date: Jun 2007 Location: liverpool	Mad car insurance!!!!!! Just tinkering around the net spotted a PHAETON £6k, I wonder how much that is to insure ,I ask myself. £462 with swift cover that's £200 less than my 53 d5 ,it's a mad bloody world!!!!! I just don't understand insurance it's all over the place.

Jan 14th, 2014, 21:25	#8
owyn Premier Member Last Online: Feb 9th, 2020 20:04 Join Date: Mar 2009 Location: Doncaster	Getting a phaeton then? What a bargain they are! Certainly not shouty but I bet it wafts you about like a good un! __________________ ex police V70 T5 '53' loadsa miles! Now gone ex police V70 T5 '07'. Now gone I have now left the stable and have an Audi

Jan 15th, 2014, 00:21	#10
surrey_man Premier Member Last Online: May 26th, 2016 23:05 Join Date: Jul 2008 Location: Dulwich London	Wow I thought my insurance was bloody high , mines £1200 for the year , male 31 3 speeding points 4 year ncd 2 smash ups not my fault Although I wa paying less in 2012-2013 moved insurance company and after paying deposit they jacked up price , needless to say not staying with them this year __________________ '01 Silver V70 2.3 lt Pasted volvos '92 Silver 940se Turbo Easte 7 Seater 2.0lt BF200FT '94 Green 850 GLT 2.5lt 7 seater '97 850 CD T5 2.3lt full leather 7 Seater

Jan 14th, 2014, 17:35	#2
Rossi-fan Premier Member Last Online: Feb 12th, 2023 10:07 Join Date: May 2009 Location: Durham	Pretty bonkers eh. You must just be a young lad if its costing you over £600 to insure your D5. That won't explain the Pheaton quote though.

Jan 14th, 2014, 17:36	#3
66split Senior Member Last Online: May 8th, 2014 17:22 Join Date: Mar 2009 Location: Leeds	A while ago, I was out with a few pals. One of them has a Vauxhall Insignia, 2 years old. "What's the insurance"? I asked him. "£290" he replied. "**** me" I said, "my 2003 s60 costs me £420". One of the other lads, a broker, chimed in and basically said that the insurers view is that the chap with the newer car probably has more invested and therefore is less likely to drive more boisterously etc etc. He gave the correct term for it but i dont recall it. I don't understand it either but there you go.

Jan 14th, 2014, 18:01	#4
Brendan W Premier Member Last Online: Jun 10th, 2024 09:51 Join Date: Dec 2007 Location: Wexford	What he meant was that young car enthusiasts will pay anything to drive the dream machine and the correct term is, I believe, a con job.

Jan 14th, 2014, 20:45	#7
Rossi-fan Premier Member Last Online: Feb 12th, 2023 10:07 Join Date: May 2009 Location: Durham	Good grief, we're they wearing masks. 65% increase??? It might as well have been your fault, that's ridiculous. I'm 6 years younger than you with maximum NCD for my insurer, and mine insurance is £180.

Jan 14th, 2014, 22:00	#9
jjcymru Junior Member Last Online: Oct 15th, 2018 13:54 Join Date: May 2013 Location: swansea	Rare beast them phaetons hope they prove reliable My insurance seems pot luck whoever I quote with this year £200 for a v70 with full ncb

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